Shared Ownership


Phil Peachey has been selling Income Producing vacation homes in Orlando and the Gulf coast of Florida since 1988. Born in London, he first came to Florida on Holiday in the 80's and after purchasing his own Vacation home, realized the potential and possible growth in the vacation home industry. Phil moved to Orlando and quickly became one the top producers in the vacation home market. He has travelled all over the world promoting Vacation homes, UK, all over the US, Venezuela Ireland, Dubai. After selling literally hundreds of homes to people from all over the world, he wanted to be able to share Vacation home ownership with the many people who can not come up with the typical 30% deposit needed for a US Mortgage. In recent months, a change in the regulations now allows overseas buyers to obtain a Foreign National mortgage in a Florida Limited Liability Corporation (LLC) Now its possible to have several owners of an LLC who purchase a Vacation home together at a fraction of the cost of a typical outright purchase. Together with the top mortgage lenders, Florida company and Tax accountants, plus top local management company's we are now offering a shared ownership program to US and overseas buyers. All the benefits of owning your own Florida Vacation home, without having to bear all the costs.

John Brock Edgar
International Mortgage Specialist

John Brock-Edgar, a UK Expat, has over 25 years experience as a mortgage broker and is the owner of International Mortgage Associates inc, a Mortgage Broking Business specializing in organizing mortgages for International clients buying property in Florida. My team have been organizing mortgages in Florida since 2007 and we have a diverse range of lenders that offer three main underwriting basis, Full Document traditional loans, Stated Income verified Assets loans and Lite document loans. Having so many lenders means that we can generally find a loan for most borrowers. Within the team, we have a Spanish/Portuguese speaker, which will make the process easier for South American clients. Our overall aim is to help each buyer understand the buying process from start to finish, so we will guide you through the process leaving no stone unturned. We offer a simple ‘pre-qualification’ process, usually completed within 48 hours, often within 24 hours. Contact us for an initial conversation at jbe@internationalmortgageassociates.com or by phone on 001 407 953 9034.

Rob Farmer
International Tax specialist

We're a well-established tax and accounting and financial advisory firm operating since 2000. We serve our clients from three Central Florida locations, including one in Osceola County and two in Polk County.

Our expertise extends to both domestic and international concerns when it comes to investing and doing business in Florida. We work with many local companies and individuals, but also with numerous investors from more than 110 countries around the world. rob.farmer@HBImortgages.com


The Grove Resort Orlando

Luxury Apartments with onsite Management 

Own your own Vacation luxury apartment at the Grove Resort Orlando for just $26,000 deposit (£20,000) when you purchase in our shared ownership program with your own Florida LLC. All the benefits of ownership for a fraction of buying one outright. Close to the attractions and restaurants of HW 192. Unit also comes with a 10% leaseback and onsite management to handle all the bookings etc. Worry free vacation home ownership.

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Detached Vacation Homes

UK / Overseas Buyers!!!!!! The Brexit Buster

What if I told you, you could purchase your very own fully furnished Florida Vacation Home with pool for less than $35,000 (£26,000) out of pocket. We are now offering you the chance to have a shared ownership Vacation home and have your very own Florida LLC. The LLC will have 4 members who each own a 25% stake in the company, the company owns the home. You will each have up to 4 weeks use a year or more if agreed. Taking turns of Christmas and New Year. The home would be fully managed and rented out by a local Management company when the owners are not using it. Most UK/Overseas buyer don't use their homes for more than a couple of weeks a year. We have homes from 4-14 beds. Shared ownership isn't anything new, being able to obtain Mortgages for Vacations homes as an LLC, with "NO INCOME VERIFICATION" is! Based on a $400,000 purchase and $1.30 to $. Example shown to the right is the Laguna II model on Solara from Matamy Homes.

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Rosemont by Park Square Home

The Rimini at Victoria Woods, Providence 

What if I told you, you could purchase your very own fully furnished Florida Vacation Home with pool for less than $35,000 (£23,000) out of pocket. We are now offering you the chance to have a shared ownership Vacation home and have your own Florida LLC. The LLC will have 4 members who each own a 25% stake in the company, the company owns the home. You will each have up to 4 weeks use a year or more if agreed. Taking turns of Christmas and New Year. The home would be fully managed and rented out by a local Management company when the owners are not using it. Most UK/Overseas buyer don't use their homes for more than a couple of weeks a year. The video below is an example of the type of house available. This one happens to be a 5 bed 4 bath home on a gated Golf course community near Disney. We have homes from 4-14 beds. Shared ownership isn't anything new, being able to obtain Mortgages for Vacations homes as an LLC is! Based on a $400,000 purchase and $1.30 to $.

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Hidden Forest

Hidden Forest is a brand new Vacation home community in Clermont Florida. These stylish town homes come fully furnished and attract attractive rental income through the in house management and rental program. Prices start at just $260,000 which in this market is incredible value. You can now also purchase these homes in our shared ownership program. example below.

Purchase price $260,000 including furniture. 

Typical 30% deposit for a US mortgage for overseas buyers $78,000
Purchase in Florida LLC with 4 members = $19,500 each. (£15,000)
Purchase in Florida LLC with 6 member  = $13,000 each   (£10,000)

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